North Star Finance
North Star Finance is a financial consulting firm located in Columbia Maryland, who has a direct relationship with a private lender. We assist in providing project financing for commercial development, commercial construction or rehabilitation, and all types of energy projects.
Our lender has relationships with Tier 1 Global Banks that cut the bank instrument and are back by the lender's syndicated group of investors. Our instruments are NOT leased !!
Our lender's Bank Instrument Loan Program is project driven and not based on borrower's credit. Our lender will consider 100% financing of the cost of the project, in most cases. The Bank Instrument Loan program provides construction / development financing with the option to secure permanent financing with the same lender.
The lender's Bank Instrument Loan Program offers the client interest only payments during construction with a deferred payment plan (construction/ development only). We insure that your cash flow remains at an optimum level. North Star will consider projects ranging from $10M to $1 billion.
North Star is also a licensed (MD #4250980) and bonded (Surety Bond # 3343921) bridge lender which will provide the bridge money to secure bank instrument financing. Our bridge financing is only offered on the Bank Instrument Loan Program. The bridge loan is interest free for 120 days. The Bank Instrument Loan Program will provide financing throughout the United States as well as Overseas.
It has been brought to North Star Finance’s attention that 3 or 4 brokers are posting malicious internet postings on internet chat room web sites that are unregulated about our company. For the record, there are brokers that we refuse to do business with for various reasons in order to protect our clients from being taken advantage of. What is more frustrating, is that these brokers are posting false information about North Star, and not leaving their true name and contact information for us to respond and resolve the situation.
North Star Finance is licensed and bonded as a lender in the State of Maryland. We are regulated by the Department of Licensing and we conform to all banking regulations industry wide. We are in the process of taking legal action against the web site’s that are allowing careless and malicious posting. However, due to the laws of the United States, the US Freedom of Speech Laws protects the host web sites. As a result, the process to remove these malicious, wrongful postings is time consuming.
North Star Finance is completely transparent with our clients during the processing and securing of project funding. Our clients receive 100% of our attention and are completely aware of the approval process. We go as far as providing a copy of our license in order for the client to conduct proper due diligence on North Star Finance.
Please feel fee to contact North Star Finance should you have any questions or concerns. Thank you for your consideration.
This article was written by David G Rose, Project Financier and published in the August 2013 edition of ‘Financier Worldwide’. Published here for those who do not subscribe to the magazine.
We all know that the problem with economics is that it’s man made and therefore prone to failure, sometimes on a catastrophic scale. Booms, busts, recessions, depressions and even the occasional bubble have left their trail of mayhem throughout economic history. But, look at history again, and we see that after any catastrophic event – take the London Blitz of 1940 or the Japanese tsunami of 2011 as examples – the landscape changes forever, rebuilt into something new, never duplicating what went before.
Surely the same principle applies to the global economic landscape. This article surveys that landscape and introduces a new perspective on how the 2008 meltdown came about, and then attempts to shed some light on how the global capital markets are now rebuilding. This new landscape, now taking shape, has come to be referred to by the media and financial establishment as the ‘shadow banking sector’. Maybe because ‘shadow banking’ has a far more dramatic and sinister impact than boring old ‘alternative capital’ or ‘non-bank finance’, as those of us actually in the market prefer to call it.
Received wisdom has it that in the wake of the 2008 meltdown the banks will recapitalise, those rescued by taxpayers will be privatised, the crisis will pass and, after a decade or so, everything will return to normal.
This, you may recall, is the ‘normal’ where over a period of four decades or so, the demarcation between retail and investment banking became blurred to the point of obliteration and long-established, socially responsible mutual funds were swept up by the banks and all but eliminated. Institutions once supported by depositors’ money, augmented by the capital markets, slowly saw the balance of dependency reversed through ever increasing leverage. Depositors’ money was scattered across vast banking conglomerates which were, in turn, at the mercy of the global capital markets. Wrong, on so many levels.